Provided by the Capital Financial Team
UPDATED & EXPANDED 2026 EDITION
7 Baby Steps to a Ridiculously Reliable Retirement Income
You spent years building your retirement savings. Now comes a different challenge: turning that money into income you can actually live on.
In the updated 2026 edition of 7 Baby Steps to a Ridiculously Reliable Retirement Income, Coach Pete D’Arruda walks through seven practical steps for thinking about retirement income, Social Security, market risk, inflation, long-term planning, and the financial decisions that come with retirement.
Understand where your retirement income may come from
Identify risks that can quietly erode your savings
Build a clearer plan for turning savings into retirement income
...and much more!
Free digital book. Educational resource. No obligation.
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Financial planning is among the most important work you will ever do as it will affect every other area of your life. I would be the first to admit that money is not as important as your family, friends, faith, or health, but money will affect how you deal with and take care of each of these parts of your life.
In these pages, you will find seven simple steps designed to help you reach your financial goals. I emphasize “your” financial goals as the dreams and aspirations you have for your own retirement are the only ones that matter. Retirement is not an age, it’s an amount of money. Whether you want to sit on the porch in a rocking chair and enjoy the passing seasons or climb the tallest mountains and hang glide on every continent on earth, it’s your choice, and those choices will affect the scope and nature of your retirement financial plan.
Get Started with a Financial Plan
If you want clarity around your retirement income, taxes, and investments, the first step is a strategic retirement review.
