Coach Pete
D'ARRUDAPresident & Founding Principal
Capital Financial

Watch now!
Discover How to Protect Your Retirement From Market Chaos
Most people save for decades without ever hearing the truth about how money really works in retirement. In this new on-air feature, Coach Pete shares the insights he’s spent years teaching families and professionals across the country—clear, practical strategies built to protect what you’ve worked for.
Tom Hegna Interviews Coach Pete on CNBC
Through the Years
Through the Years is more than a collection of songs—it’s a living soundtrack of history. Each track is a snapshot in time, carrying with it the stories, emotions, and. energy of the decade it represents. From the swing of the early 20th century to the bold sounds of modern music, this record brings the spirit of each era to life.
Every note tells a story. You’ll hear the echoes of postwar optimism, the rise of rock and roll, the voices that shaped social change, and the digital rhythms that rewrote the way we experience sound. It’s not just music—it’s memory, movement, and the pulse of culture itself.
Like a time capsule pressed in time, we invite you to relive the milestones that defined generations. The sounds that filled ballrooms, car radios, and living rooms are all here, reminding us that music has always been the thread tying history to personal experience.
Whether you’re revisiting the soundtrack of your youth or discovering it for the first time, Through the Years is designed to entertain, inspire, and spark conversation. Drop the needle, and you’ll find yourself not just listening, but traveling—through laughter, nostalgia, and those “I remember when” moments that never fade.




The 22-Step Total Retirement Plan helps simplify retirement decisions with a structured process covering income, Social Security, taxes, healthcare, legacy planning, and long-term financial organization.
Retirement planning gets easier when complex decisions are organized into a practical sequence.
The 22-Step Total Retirement Plan is built to help people think through the major parts of retirement with more clarity and less guesswork, from creating dependable income and managing spending to preparing for healthcare costs, inflation, taxes, and legacy goals.
Rather than treating retirement like one big decision, this approach breaks it into focused checkpoints that can be reviewed, understood, and acted on over time.
With this free resource, you'll discover:
Income & Social Security
Explore strategies for coordinating Social Security, pensions, and other income sources to support monthly needs while keeping taxes and survivor planning in view.Spending & Inflation
Build a retirement spending plan that accounts for essential expenses, lifestyle changes, inflation pressure, and scheduled refueling over time.Healthcare & Long-Term Care
Prepare for care decisions with a framework that considers funding, triggers, elimination periods, and the operational steps families may need in a crisis....and much more!
About Coach Pete
Peter J. D’Arruda, MRFC®, RICP®, is former two-time President of the IARFC (International Association of Registered Financial Consultants), an Investment Advisor, fiduciary, and has been in the financial arena for over 32 years. He founded Capital Financial to help his clients “cross the street of life.“ He and his team strive to help their clients take the worry out of living in retirement. Known as “Coach Pete” to most of his clients and to the listeners of his radio show, he has developed a proprietary process that lets business owners become work optional.
He has written or co-written 18 books to date. Two of his books have reached the best-sellers list on Amazon. The most noteworthy book, Successonomics, is one that Coach Pete co-authored with Steve Forbes. But, by far, his favorite book just happens to be his most recent, “The Big Book on Retirement”.
Coach Pete also owns and operates a multi-million dollar production and broadcasting company, Broadcasting Experts, LLC and his staff produces over 80 weekly radio shows and long form video & audio podcasts heard and seen nationwide. His national show THE FINANCIAL SAFARI can be heard at FinancialSafari.com.
Pete has won 3 Emmys, 5 Quillys®,and 10 Tellys, along with multiple EXPYS®. He is proud of each award.
He is a graduate of The University of North Carolina.

Kathie Lee Gifford
OUR VALUES
At Capital Financial, partnering with a retirement advisor who embodies strong values and offers a full-service approach ensures that your financial plan is tailored to your unique needs and goals.
Founded by Peter J. D’Arruda, known as Coach Pete, Capital Financial is a fiduciary firm committed to serving your best interests with integrity and transparency. Their comprehensive services encompass investment strategies, tax planning, healthcare considerations, and legacy planning, providing a holistic approach to retirement.
To learn more about the values that drive our team, watch our video on what sets us apart.
Country Star Craig Morgan




ON DEMAND INFO SERIES
Capital Financial's info series are designed to offer a deeper dive into key financial topics such as retirement planning, tax strategies, and investment management. Whether you're approaching retirement or already retired, these webinars provide actionable guidance to help you secure your financial future. Hosted by seasoned experts like Coach Pete, who has over three decades of experience, these webinars cover critical areas like avoiding common financial pitfalls and making informed decisions on annuities, taxes, and estate planning.
Participating in these webinars will give you a deeper understanding of how to protect your assets, ensure long-term income, and reduce financial risks during retirement. Each session is tailored to address the evolving financial landscape, ensuring that you stay updated with the latest strategies. One of the standout features of these webinars is their accessibility, offering you the chance to learn from top financial advisors from the comfort of your home.
Don't miss this opportunity to take control of your financial future. Sign up today for one of Capital Financial’s info series and get the expert guidance you need to build a secure retirement.
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Contact our team at one of our offices in Raleigh, Scottsdale, Greenville, Wilmington, or Myrtle Beach today for a no-obligation financial review.
Let Capital Financial be your partner in financial planning.






Peter J. D’Arruda, MRFC®, RICP®, is a Registered Financial Consultant and Investment Advisor Representative, and is Manager and Founding Principal of Capital Financial Advisory Group, LLC in Apex, North Carolina.
















