Month: June 2015

Now that you've watched our video series on the 7 Financial Blind Spots, we want to give you a summary of each step in this short video.  To schedule a complimentary review with either Coach Pete or Peter Richon, give us a call at 919-657-4201.   About Coach Pete D'Arruda: A Registered Financial Consultant (RFC)...

Blind Spot #7: I Must Retire Social and peer pressure doesn't just happen to teenagers.  "I must retire by age 65, or before" is a social stigma that may be more harmful than helpful these days.  With our longer and longer life expectancies, retiring early, and perhaps under prepared, can diminish your odds of success. ...

Blind spot #6: Procrastination It's all over the place.  It's hard to prioritize, so people put it all off.  The number one thing you can do is DO SOMETHING.  And do it today.  Write your goals down, check them off. When is the right time to start?  Start now and prevent, "I wish I would...

Blind Spot #5: The Home Mortgage - Should I pay it off? People want to have the piece of mind in retirement.  Knowing that they are debt free and don't have a house payment can play a big part in being able to relax and enjoy retirement more.  Yet, using a large portion of retirement...

Blind Spot #4: Taxes Do you think taxes will stay level, go down or go up?  Deferring paying taxes on all of your retirement savings (401k's, IRA, 403b's, TSP's etc.) may not be the best thing for the amount of taxes you actually end up paying in retirement.  Watch Part 4 of our series on...

Blind Spot #3:  Inflation People think inflation won't hurt them that much. The secret is, when you're building your plans - especially for retirement - you need to make sure your money, and your income, is growing.  Don't be fooled by a big number you see on your statement and think you're taken care of....

Many retirees have not saved nearly enough because they are planning on being largely supported by Social Security and/or pension income streams through retirement.  While these sources of income are valuable, they are rarely sufficient to support financial security for the duration of retirement.  Success and security in retirement will almost always hinge on some...

Not having written goals or a written plan is the first blind spot on our list.  Watch as Coach Pete and Peter Richon talk about "SMART"; specific, measurable, attainable, rewarding and timely goals. About Coach Pete D'Arruda: A Registered Financial Consultant (RFC) and Investment Advisor Representative (IAR), Pete D’Arruda is one of only three Certified...